Love and Marriage and....Insurance? Part 2

Welcome back for the second day of "First Comes Love, Then Comes Marriage.....But Are You Insured?"   When we last saw Joe and Lisa, Joe had just asked Lisa to marry him and she said yes!  Since then, they have been busy planning their upcoming wedding.  They have picked out a gorgeous beach front venue as the setting for the wedding and reception.  Lisa's dress is already picked out and awaiting her fittings.  After many taste tests, they have finally agreed on the cake that they want.  Photographer and deejay are both reserved for their special day.  Lisa can't imagine why brides complain about the stress; everything is going along so smoothly and things couldn't be any better.

 

  

Flash forward and we are just a weeks away from their wedding date.   Lisa went to pick up her wedding dress and there was a sign on the window saying they went out of business.  She's tried to contact them but hasn't been able to reach anyone.  And now they've learned that there is a hurricane predicted to hit about the same day as their wedding.  They can't imagine what else can go wrong!   And now a word from our sponsors........

 

Now that you have your ring covered, you start planning your big, special day!  Deposits are being made to the caterer, the venue location, the bakery, deejay and many many other places.  You've put so much into your wedding, your heart, your time, and your money. But what if severe weather rolls in? The bridal salon loses your dress? Or your photos are damaged?  Wedding insurance can protect your special day and significant investment.

For as little as $160, a wedding insurance policy can cover a variety of situations:

• No Dress. You can get repair or replacement cost if the bride's wedding gown or groom's tuxedo is lost or damaged.
• Lost Deposits. You can be reimbursed your deposit if a vendor goes out of business, declares bankruptcy before your wedding, or simply fails to show up.
• Lost Rings. You can receive repair or replacement cost if the bride or groom's wedding bands are lost or damaged.
• Sever Weather. If severe weather (such as a hurricane) forces you to postpone your wedding, we can provide reimbursement for non-recoverable expenses.
• Ruined Photos. If your photographer's film is defective, or negatives are lost or damaged, wedding insurance can help cover the cost to re-take new photos.
• And many other coverages.

Now back to our couple, who are still happy!  Luckily, they had called their insurance agent when they added the engagement ring to their renter's insurance.  Joe and Lisa were told about wedding insurance and they believed it would be a wise investment since you never know what the future may hold and what problems can pop up.  They encountered a few bumps in the road but were still able to have their special day after all!

Tune in tomorrow when our happy couple go house hunting!