Memorial Day and summer vacation are just around the corner. That means it’s time to pull the boat out of
storage and get ready to hit the water.
But don’t head out until you know that your boat is insured! Here’s what you need to know about boat
insurance.
Your auto policy won’t cover your boat (unless you’re driving with
it on the trailer.) And just like when you drive a car, you can be held
responsible for damage you cause while driving your boat! That’s why it’s important to have liability
coverage. Imagine causing damage to
another boat or a dock and not having any insurance! It would be a very stressful situation.
Beyond liability and bodily injury coverage, boat policies have
many great additional coverages that can be added to your policy. Do you have a fish finder or other special gear? Even your Yeti cooler and fishing equipment
could be covered with the right policy.
Your boat insurance can even cover the cost of towing your boat if it
breaks down while out on the water. Just
talk to us about how you use your boat and what you typically carry, and we can
look for the right options.
You’ve invested a lot of money into your boat or jet ski and you
don’t want to put them at risk by not keeping it covered. Call us today to get a quote before boating
season starts and get your family ready for summer.
Dawn Johnson and Jerilyn DiCanio are licensed agents at van den
Heuvel & Fountain in Augusta, NJ. Contact them today for a no
obligation quote on your home insurance at 973-948-3200.
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