Getting organized is one of the top New Year’s
Resolutions each year. And while you might
not be ready to organize your entire house, here are a few things you can do to
quickly organize your finances!
Review Your Statements - Look over your bank and credit card statements for the past year. While it’s great to check for mistakes on a
regular basis, this time you’re looking for things that you pay for each
month. Those recurring monthly charges
or fees can cost a lot if you’re not actually using the service. Look for anything that you can cancel in the
new year and put that money in savings instead!
Check Your Credit - You should check your credit report at least once per year. You’ll want to look for mistakes as well as
see your credit score to determine how healthy your finances are. Use a website like www.annualcreditreport.com to request a free copy of our credit report. Sites like Credit Karma are also an easy way
to estimate your credit score. Your
credit card company may also offer credit monitoring services.
Backup Your Computer - This might not be directly related to finances, but it’s a good reminder
anyway! Take a few minutes to back up
your computer, phones, and photos. Use a tool like Dropbox or iCloud to
securely backup your documents.
Getting organized doesn’t have to be
difficult! Take care of these quick
tasks and be on the road to financial wellness in 2016.
Want to save money on insurance while you’re at
it? Give us a call to request a free
quote.
Dawn Johnson and Jerilyn DiCanio
are licensed agents at van den Heuvel & Fountain in Augusta, NJ.
Contact them today for a no obligation quote on your home insurance at
973-948-3200.
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