It's October and that means that Halloween is on its
way! We love any excuse to celebrate
around the office. However, I wouldn't be a good insurance agent if I didn't give
a few good liability insurance tips too.
You've heard most Halloween advice over and over.
Pack a flashlight for when it gets dark.
Put reflective tape on children's costumes.
Check the kid's candy before letting them eat any.
But what about the risks at your home?
Your Homeowners Insurance covers you if someone is injured on
your property. But there are a few things you can do to prevent accidents
before they happen!
1. Change your lightbulbs. Is your porch light burned
out? What about lights along sidewalks? Good lightning will help prevent
children (and adults) from tripping.
2. Clear hazards. Tree limbs in your yard? A hole
you've been meaning to fill? These are all potential hazards that could cause
an injury and subject you to a liability claim. Clean them up before you have people
trick-or-treating at your home!
3. No open flames. While candle filled pumpkins are
fun to make, they can be dangerous too. If you use any open flame candles, make
sure they are up high and away from any loose costume pieces.
And the easiest way to protect yourself? Make sure you have
plenty of liability insurance! Call us today to schedule a free review and
detailed explanation of how we can keep your home and family protected.
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