September is
Life Insurance Awareness Month. You’ll probably
see TV commercials and magazine articles talking about why this coverage is so important
all month long. And you probably already know it’s important. But that doesn’t mean
that you’ve got your policy set up yet!
The Life
Foundation says that only 62% of people who believe they need life insurance, actually
have it. And even those that have it only carry enough to replace their income for
3.6 years. If you have young children to support, that is simply not enough
time! And if you're skipping life
coverage all together, then you are putting your family at risk.
So why do
people wait too long to purchase life insurance? Well, the Life Foundation also
says that 86% of Americans say they haven't purchased it because it's "too
expensive,” yet overestimate the cost by more than 2X!
Life Insurance
rates are based on a number of factors, including age, health conditions, and
smoking status. By not smoking and purchasing when you're younger, you can save
substantial money. In fact, many term life policies are less than $30 per
month!
Here’s what we recommend...call the office
and set up an appointment with one of our life insurance specialists. Bring
information on your annual income, as well as any debts (like your mortgage).
We’ll give an accurate
picture of how much coverage you need as well as different ways to make it
affordable
Don’t wait another minute! Call us today
to set up an appointment.
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