It's October and that means that Halloween is on it's
way! We love any excuse to celebrate,
but Halloween is especially fun around the office. However, I wouldn't be a good
insurance agent if I didn't give a few good liability tips too.
You've heard most Halloween advice over and over.
Pack a flashlight for when it gets dark.
Put reflective tape on children's costumes.Check the kid's candy before letting them eat any.
But what about the risks at your home?
Your Homeowners Insurance covers you if someone is injured on
your property. But there are a few things you can do to prevent accidents
before they happen!
1.
Change
your lightbulbs. Is your porch light burned out? What about lights along pathways?
Good lightning will help prevent children (and adults) from tripping.
2.
Clear
hazards. Tree limbs in your yard? A hole you've been meaning to fill? These
are all potential hazards that could cause an injury and subject you to a
liability claim. Clean them up before you have people trick-or-treating at your
home!
3.
No open
flames. While candle filled pumpkins are fun to make, they can be dangerous
too. If you use any open flame candles, make sure they are up high and away
from any loose costume pieces.
And the easiest way to protect yourself? Make sure you have plenty of liability
insurance! Call us today at 973-948-3200
to schedule a free review and detailed explanation of how we can keep your home
and family protected.
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