When you suffer an auto insurance claim, it’s
not uncommon for your vehicle to need to go to the shop for a few days for
repairs. Even minor scratches or dings
can require you to be without a vehicle for an extended period of time.
If you have multiple cars this is probably a
mild inconvenience. But if you only have
one vehicle or limited access to others, then it could be a major problem.
Think about this...
If you were without a car for a week, how
would you get to work?
How would you get the kids to school?
If you use public transportation to commute,
what about going to the grocery store or the kid’s soccer practice?
If any of these things would be a major
problem, then you need Rental Reimbursement!
This coverage pays for your rental car while your car is in the shop due
to a covered claim.
When you look at your policy, you’ll see
Rental coverage listed as a “per day” coverage.
$50 per day. $25 per day. That is how much the insurance company will
pay for that rental car, simple as that!
If you get a lower amount, but need a larger
vehicle, then you’ll be responsible for the additional cost. Let’s say you need a minivan to drive around
your 4 kids, but only get enough Rental Reimbursement to cover a tiny economy
car. That additional per day cost will
fall on your shoulders.
This is what we’re here for. We’ll look at your individual situation, ask
these questions, and recommend the right amount of coverage to make your life
easy when those inconvenient situations occur.
Call van den Heuvel & Fountain today at
973-948-3200 to discuss your Auto Insurance coverage. If you’re a current client, we’ll be happy to
review your policy and let you know how much Rental coverage you currently
have.
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