Each month in 2014, we’ll be sharing a short list of tasks that you can do to help take care of your home, vehicle, and family. Consider them a helpful reminder of what needs to get accomplished throughout the month to keep your important items protected.
Here’s what’s on the list for January:
Make A Home
Inventory - January is all abut getting organized,
right? So what better time to document
what you own in case you were to suffer a serious insurance loss (like a
fire). Grab your cell phone and make a
short video of each room in your home, focusing on big ticket items. Many times, it’s difficult for our clients to
remember every little possession after the shock of a large claim. You’ll be glad you took the time to make the
videos if you ever need them.
Deep Clean
Your Dryer Vent - A large percentage of home fires
begin in the clothes dryer! Lint builds
up in the vent and hose which can spark a fire.
Unhook the hose and vacuum the area well on a regular basis to keep your
home protected.
Organize
Your Warranties - Do you have a big pile of
warranties, product documents, and receipts stuffed in your desk drawer? Do you even own those items anymore? These days, many owners manuals can be found
online without taking up valuable drawer storage. Also consider scanning and keeping a digital
file of your receipts and warranties for easy storage and retrieval if
needed.
Check Your
Circuit Breakers - How often do you actually look in
the breaker box? Open it up and make
sure the labels are correct and readable.
Also stash a spare flashlight (with working batteries) close by in case
of a power outage.
Gather Your
Tax Documents - It won’t be long until you’re filing your
2013 taxes. Start gathering up all the
documents you or your accountant will need.
Need a copy of your insurance policies or premiums? Call us at 973-948-3200 and we’ll be happy to
help!
Know Your
Deductibles - When was the last time you reviewed your
deductibles? This is what you would pay
out of pocket in the event of an insurance claim. It’s a good idea to keep this amount in your
savings account so it’s available when you need it. Feel free to give us a call to review all of
your insurance policies in detail.
January is a great time to get organized for
the new year! Let van den Heuvel & Fountain know if
we can help in any way!
Happy New Year!
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